Top Dental Implant Financing Options in Northern California

Dental implants are a life-changing investment in your smile, confidence, and oral health. However, many Northern California residents may be concerned about the cost of dental implants and how to afford them. Fortunately, there are numerous financing options available to help make dental implants more accessible. Below, we explore different financing plans, insurance options, and payment strategies to help you achieve a new, healthy smile.

Understanding the Cost of Dental Implants in Northern California

The cost of dental implants in California varies based on several factors, including the number of implants needed, the complexity of the procedure, and the materials used. On average:

• A single dental implant can range from $3,000 to $6,000 per tooth.
• All-on-4 implants (a full arch replacement) can cost between $20,000 and $50,000.
• Additional procedures like bone grafting or sinus lifts may increase costs.

At Ora Dental Implant Studio in Elk Grove, CA, we understand that cost can be a barrier to necessary dental care. That is why our team is dedicated to providing customized treatment plans and financing options to help every patient receive the care they need without unnecessary financial stress. Our office works with patients to navigate available insurance benefits, third-party financing, and in-house payment plans to make high-quality dental implants affordable.

Top Dental Implant Financing Options

1. Third-Party Dental Financing Companies

Several financing companies provide low-interest or interest-free payment plans to make dental implants more affordable. Some of the most popular options include:

• CareCredit – A healthcare credit card that offers interest-free financing for up to 24 months or extended payment plans with low fixed interest rates.
• LendingClub – Provides flexible loan options with fixed rates and extended payment terms.
• Proceed Finance – Specializes in large healthcare expenses with longer repayment periods and competitive rates.

At Ora Dental Implant Studio, we have extensive experience assisting patients in securing financing through these providers. Our knowledgeable staff will guide you through the application process, helping you find the best plan based on your financial situation.

2. In-House Financing & Payment Plans

Many dental implant providers, including Ora Dental Implant Studio, offer in-house financing plans to spread out the cost of treatment over several months. Benefits include:

• Zero or low-interest financing
• Flexible repayment schedules
• Fast approval process

Our office takes a personalized approach to financing, working closely with each patient to determine the most manageable payment plan. Whether you need a single implant or a full arch restoration, our team ensures that cost does not stand in the way of your dental health.

3. Dental Insurance Coverage for Implants

While many dental insurance plans do not cover the full cost of implants, some policies may cover parts of the procedure, such as:

• Tooth extractions
• Bone grafting
• Abutments and crowns

If you have insurance, Ora Dental Implant Studio will work directly with your provider to maximize your benefits and minimize out-of-pocket expenses. Our office has years of experience handling insurance claims, ensuring that patients receive the maximum reimbursement available under their policies.

4. Health Savings Accounts (HSA) & Flexible Spending Accounts (FSA)

If you have an HSA or FSA, you can use those funds to pay for dental implant treatment. These accounts allow you to use pre-tax dollars, helping you save money on your procedure. Our team at Ora Dental Implant Studio can help determine if your treatment qualifies under these accounts and assist in processing payments accordingly.

Why Choose Ora Dental Implant Studio?

At Ora Dental Implant Studio, we prioritize affordable, high-quality implant solutions tailored to our patients’ needs. Our credentials include:

• Dr. Devan Dalla, an NYU College of Dentistry graduate, with honors in Implantology and over 15 years of experience in advanced dental implant procedures. He has performed thousands of implant placements and restorations, ensuring patients receive expert care.
• Dr. Kenton Kiaser, with over 40 years of experience in dentistry, has helped countless patients achieve healthier, more confident smiles.
• Dr. Lisa Phuong Le, a Temple University graduate, brings precision and a patient-centered approach to every implant case.
• Recognized as the #1 Rated Dental Implant Provider in Northern California, our clinic is known for its advanced technology and commitment to excellence.
• We utilize minimally invasive techniques to enhance patient comfort and speed up healing times.
• Our staff is experienced in handling all aspects of financing, from insurance claims to custom payment plans, ensuring a seamless experience for our patients.

FAQs About Dental Implant Financing

1. Can I get dental implants with bad credit?

Yes. Many financing companies offer options for individuals with less-than-perfect credit, including flexible payment plans and co-signer options. At Ora Dental Implant Studio, we help patients explore every possible financing avenue to ensure they can receive the care they need.

2. Does Medi-Cal cover dental implants?

Medi-Cal’s Denti-Cal program covers some dental procedures, but it typically does not cover dental implants. Our team can help you explore alternative financing options and determine if any portion of your procedure may qualify under Medi-Cal.

3. What is the most affordable way to get dental implants?

The most cost-effective options include:

• Choosing All-on-4 implants instead of individual implants.
• Using insurance benefits where applicable.
• Taking advantage of in-house financing at Ora Dental Implant Studio.

4. How do I apply for financing?

Applying for financing is easy. You can:

• Schedule a consultation at Ora Dental Implant Studio, where our team will review your financial situation and available options.
• Apply online for CareCredit, LendingClub, or Proceed Finance with our assistance.
• Discuss customized in-house financing plans with our financial coordinator.

Schedule a Free Consultation Today

Dental implants are an investment in your health and confidence, and at Ora Dental Implant Studio, we are committed to making them accessible for everyone. With customized financing options, expert care, and a dedicated team, we ensure that you receive the best treatment without financial strain.

Call us today or schedule your free consultation online to explore your dental implant financing options with our expert team.